Last night, I wrote an entry in my journal detailing my 26 goals for 2011 and I thought about how to attain them.
Many of them are too personal in nature for a public blog, but I am going to share with you a few of my most important ones, which I plan to keep updated here.
First goal: Lose 49 pounds in 2011.
How: Continue attending Weight Watchers meetings and following Points Plus program. Exercise at least 5 times per week, Monday through Friday, for at least 30 minutes. Possible options include Zumba, treadmill with a friend, Wii Fit Plus, Yoga, Pilates, Kick Boxing, Walking the dogs, and using my weight bench.
Second goal: Establish a $500 savings buffer. Separate from investments and retirement, I want to establish a $500 savings this year.
How: Envelope method. Save at least $20 every two weeks for one year.
Third goal: Make at least two double car payments.
How: Envelope method. Save at least $40 every two weeks for one year to make two double payments.
Fourth goal: Pay off credit card. Current balance: approximately $1800.
How: This one is tricky and I will have to involve my mathematical husband. But I will be applying any income tax refund we receive to this balance. I imagine $200 a month will do the trick, otherwise.
So there you have it. My goals for the year. They're very doable, and just challenging enough. I'll keep you posted.